“Personally, I am a BR&CF Gold Member with over 21 years of membership. Our jobs are stressful enough without having to worry about loss of income due to discipline. Even the best of us can make a costly mistake at any given time.  When I go to work, I know that my income protection will make life much easier in the unfortunate event that I need it. I urge you, if you don’t have it—get it now. If you are already a member of the Fund, do you have enough to cover your living expenses at today’s prices? Or, has inflation left you under-covered?  You may be eligible for an increase in benefits!

Providing Job Income Protection For U.S. and 

Canadian Railroaders

● Since 1912 ●

      For over nine decades the Brotherhood's Relief & Compensation Fund has provided the security of job income protection at an affordable cost to U. S. and Canadian railroaders. We have survived the test of time by working hard to serve your job income protection needs. Become a member of the BR&CF and lighten your burden of financial concerns when you are "Held Out of Service."

Job Income Protection we can all afford...and can't afford to be without

                At some point in your career, you may find yourself no longer able to work due to discipline assessed by your employer in the form of suspension, or demotion to a lesser craft. Along with the hardships surrounding such an incident goes the financial burden of loss of income.  How much savings will it take to sustain you and your family for a month, or three months, or possibly even a year?  Do you dip into the children's college fund or the retirement savings?  BR&CF members have peace of mind in knowing that when the unexpected happens they have the best job income protection in the business.  The kids can still go to school and you and your spouse can still take that long awaited retirement on schedule.  No need to put your entire life on hold because you, or someone else, made a mistake.

     For U.S. members, they now accept American Express, Discover, Visa and MasterCard. For Canadian members, they have added the convenience of choosing Visa or MasterCard.  Automatic payroll deduction available for BNSF, CSX, NS, and UP employees. Dues-O-Matic bank draft on member’s checking account also available.